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 Greetings B anking has changed drastically and it is changing very fast.  To cope up with present competition management needs to make certain decisions within a short period of time.  Taking a decision is not easy without the proper information. Due to this IT cell of a bank is always under pressure.  Moreover, we cannot expect every report from our software vendor and IT cell end up with a wide gap between them and management. H ere I may introduce myself as a Helping Hand to ease the pressure of both management and IT Cell. A brief introduction I myself Hemant Karnik have worked for a renown Schedule Co-operative bank for 30+ years and subsequently worked for Sarswat Infotech for almost a year. During my tenure in the bank, I started my career as a clerk and reached to the level of Deputy Manager and faced various challenges.  To quote a few, during my tenure in IT  I have deployed various reports  which were not available in the system we were...